The Carrington Connection: May 2017
CWA Family Feature
Jeff and Denise Hoyt both grew up in rural Nebraska. Jeff, a Captain with Southwest Airlines and retired B1 bomber pilot with the Air Force, grew up in the Northeastern part of the state where he was the oldest of three boys. His dad worked for a cattle feeder and his mom was a nurse. He has fond summer memories of working with his grandfather in the hay fields on the family ranch, gardening and canning.
Denise, a Marriage and Family Therapist and TherapyAppointment software trainer, grew up in South Central Nebraska with three older sisters and a brother. Hers was a frugal family, but her parents provided the means for each of the children to acquire a college education. Looking back, they had less than most, but never felt that anybody else was either richer or poorer - you were a member of the community where everybody knew your name.
Jeff and Denise share similar childhood memories of playing cards around the kitchen table with family and friends, family gatherings with cousins, and swimming in the river. It was a simple life rich with the things that matter. Faith, family, friends, community, and a strong work ethic.
They met in Kearney, Nebraska while attending what is now the University of Nebraska at Kearney. Denise majored in nutrition and dietetics, while Jeff in business administration and accounting. Their fondest memory of their college days was their first date, 'a blind date' set up by a mutual friend. It was January 28, 1983 that brought their paths together. Denise remembers the fun of watching their college compete in a basketball game and then midnight bowling, followed two days later with a four-hour phone conversation. Jeff remembers the good-night kiss that motivated him to have a four hour phone conversation.
Denise describes their life together as a long curve full of turning points. She's always had diverse interests. When Jeff was stationed at Dyess Air Force Base, she pursued her Masters in Marriage and Family Counseling at Abilene Christian University. She then launched Turning Point Counseling in Abilene along with four business partners. Jeff, on the other hand, feels his life has been a straight line following graduation. He joined the Air Force to learn how to fly, became a Weapons School Officer, and then after 17 years in the Air Force, he joined South West Airlines, where he serves as a Captain and Committee Chair with the Southwest Airlines Pilots Association.
They consider their greatest achievement to be their son and daughter. Jason has his bachelors and masters in architecture from Texas Tech and serves with a firm in Dallas. His bride, Erica, is a first-grade teacher. Andrea earned her bachelors degree from the University of Texas with a major in both Sociology and Psychology. She is now entering the Washington University School of Law in St Louis.
With a wry smile that is common to Jeff, he says he's enjoyed his flying career, but that he takes greater satisfaction from Denise agreeing to marry him again when he asked her that question on Valentine's Day of 1999. "I asked her if she would do it all over again, and she said, "Yes."
Today, their greatest joy and their deepest satisfaction comes from watching magnificent Texas sunsets together from the back porch of their new home overlooking Lake Granbury.
Both invest long hours in community service. Denise serves as Secretary on the Bentwater on Lake Granbury POA Board, and Jeff Chairs the Architectural Control Committee. They are patrons of ISF, a foundation serving children aging out of foster care who seek to go to college.
Jeff is motivated to make smart choices about money in order to enjoy a contented retirement. Denise still aspires to having enough free time to learn to play the violin.
They recently met with a Carrington Family Officer® for a Bridge Conversation™. What was remarkable to Denise about the process was that it enabled her to verbalize what she wanted for their future in a way that allowed it to became a shared understanding with Jeff. "Being able to verbalize it meant that we could embrace it together as an achievable goal."
Jeff smiles that same smile again and says, "During the process, I gained a new friend in Tyler, our Family Officer®. Despite the age difference, the Bridge Conversation allowed us to become friends. Both Jeff and Denise agree: "The Bridge allows you to put into words what you've been thinking for years, then provides a structured process to put in perspective what you are working to achieve in the end. It brings forward your core family values, and allows those values to guide your financial choices for the future."
Jeff remarks that "Tyler has relieved my anxiety about where we are going and how we're going to get there. He is doing what I should have been doing to manage and protect our assets, but I didn't have the desire, knowledge, and time to do it myself."
Denise adds, "Tyler has eased my husband's anxiety about securing our family's future, which makes my life so much simpler."
Denise's Favorite Cocktail
Fill a copper mug full of ice. Pour in:
1 oz South House Cherry Limeade Moonshine
1 oz Vodka
1 oz Lime Juice
Fill to the top with ginger beer.
Add a Drizzle of simple syrup infused with fresh ginger. Stir to combine.
Garnish with a lime wedge, a moonshine-soaked cherry, and a mint leaf. Enjoy!
The Month of May. It just sounds nice, doesn't it? It's the promise of warmth and sunshine. The flower for May, lily of the valley, promises a return of happiness. That's exactly what May feels like after a long, cold winter. Aside from the sunshine and pretty flowers, May has also served as host to some other great events and special holidays. You know, like these cool historical events...
May 5 - Thank your lucky stars. In 1962, Alan Shepard became the first American in space.
May 20 - Amelia Earhart became the first woman to fly solo across the Atlantic.
May 25 - Start your engines! The Indianapolis 500 is always on the Friday before Memorial Day.
May 27 - 200,000 people walked across the Golden Gate Bridge to celebrate its opening.
Did You Know?
- More people are killed annually by donkeys than die in air crashes.
- Every citizen of Kentucky is required by law to take a bath once a year.
- No word in the English language rhymes with month, orange, silver and purple.
- A 'jiffy' is an actual unit of time for 1/100th of a second.
- Dueling is legal in Paraguay as long as both parties are registered blood donors.
A Little Humor
A plane was taking off from Kennedy Airport.
After it reached a comfortable cruising altitude, the captain made an announcement over the intercom, "Ladies and gentlemen, this is your captain speaking. Welcome to Flight Number 293, nonstop from New York to Los Angeles. The weather ahead is good and therefore we should have a smooth and uneventful flight. Now sit back and relax -- OH MY GOD!"
Silence followed and after a few minutes, the Captain came back on the intercom and said, "Ladies and Gentlemen, I'm so sorry if I scared you earlier, but while I was talking off, the flight attendant brought me a cup of coffee and spilt it in my lap. You should see the front of my pants! A passenger in Coach said, "That's nothing, he should see the back of mine!"
Leadership & Business
Dr. Stephen Covey's inspirational book
"7 Habits Of Highly Effective People®"
Dr. Stephen Covey (1932-2012) was and remains a hugely influential management guru. Covey's most famous book, The 7 Habits of Highly Effective People, became a blueprint for personal development when it was published in 1990. The principles may be used for life in general - they are not limited to workplaces, management, leadership, etc. Covey's concepts actually can help people to grow, change, and become more effective in really any other aspect of human responsibility that you might imagine.
Covey's Seven Habits are easy to understand, but like all the best and simplest models, can be a little more difficult to apply in practice. The 'Habits' seem very simple, and in many ways they are, yet to varying degrees they may entail quite serious changes to thinking and acting.
Be inspired by Covey's ideas nevertheless. They are wonderful.
A Happy Heart
- Stay connected. Don't cut yourself off from family and friends. Maybe get a pet.
- Get other-centered. Break the vicious cycle of self-absorption. Show interest in other people.
- Laugh every day. Find humor in every day events. Watch funny movies or videos. Have a good laugh every day. Proverbs 17:22 says a merry heart does good like medicine, but a broken spirit dries the bones!
- Nurture your spirit. We are spiritual beings. Nurture your spirit by reading, listening to and watching uplifting things. Proverbs 18:14 says the human spirit can endure a sick body, but who can bear a crushed spirit?
Cut yourself (and others) some slack. Don't be so hard on yourself. Accept yourself, flaws and all, as well as others. Focus on what is good in yourself and others rather than all that is wrong.
Our mission is to empower the families we serve to make smart choices about money so they can achieve their goals, fulfill their purpose, and live a great life!
Contact us today to schedule a complimentary Bridge Conversation® and get clarity around what a great life could look like... for you!
Carrington Wealth Advisors